Terms of Use
Please read the following legal notices carefully. Your use of this website constitutes your agreement with the terms and conditions below. These terms and conditions may be changed or updated at any time. You are responsible for reviewing them periodically for current information. Additional legal notices regarding specific products, services, conditions, restrictions, or disclosures, may be described on "subsites" within MCYC, LLC's main website.
Personal Data
We share your data or derivatives of your data with third party independent data controllers and processors, including resellers and distributors, for the purposes of identity verification. These third parties provide identity verification services, such as the verification and/or validation of the identity of individuals for the purposes of, but not limited to, anti-money laundering regulations, age verification, anti-fraud processes and pre-employment checks.
Removal of Personal Data
Should you require MCYC, LLC to remove your personal data, please contact us at info@mcycllc.com
PRIVACY POLICY
1. About This Privacy Policy
This privacy policy applies i.) when you visit or use our websites, apps and other services, including events, that refer or link to this privacy policy or ii.) to your data that we collect as part of our services provided to our clients (each, a "Service"). This privacy policy may be supplemented by additional privacy statements, terms or notices provided to you.
Right to Deletion of Personal Data
You have the right to opt out of the sale or sharing of your personal information. Should you require MCYC, LLC to remove your personal data, please contact us at info@mcycllc.com” – Please refer to your rights under Mexican law, The Federal Law on the Protection of Personal Data held by Private Parties.
Exceptions to this right of deletion include, among others: Public information that is made available by government agencies and public records, including property records, street address and telephone records;
If you wish to exercise these rights, please submit your request in writing via our privacy center by contacting us at info@mcycllc.com. We will respond to your request consistent with applicable laws. To protect your privacy and security, we may require you to verify your identity.
The MCYC, LLC Legal & Professional company (“MCYC”) that owns or administers the Service, as identified therein, is the primary controller of your personal information provide to, or collected by or for, the Service.
We will indicate within the registration processes of our products and services and other registration forms what types of personal information are required and those that are requested. You may choose not to submit the requested information, but that may limit or prohibit the services that MCYC is able to provide to you.
2. Information We Collect
We collect information about you in three ways: directly from your input, from third-party sources, and through automated technologies.
2.1 Data You Provide to Us
The types of personal information that we collect directly from you depends on how you interact with us and the Service, which may include:
Contact details, such as your name, email address, postal address, social media handle, and phone number;
Account login credentials, such as usernames and passwords, password hints and similar security information;
Other account registration and profile information, such as job title, educational and professional background and qualifications, and photo;
Payment information, such as a credit or debit card number;
Comments, feedback and other information you provide to us, including search query data and questions or information you send to customer support; and/or
Interests and communication preferences, including preferred language.
2.2 Data from Your Organization
We may obtain personal information about you from the organization with which you are employed or affiliated in order to activate and manage your access to and use of the organization’s subscription to the Service, including:
Contact details, such as your name and organizational email address, postal address, and phone number;
Other account registration information such as job title; and/or
Organizational user ID
2.3 Data from Other Sources
We also may obtain contact details and other information about you from our affiliates and from other third parties, including:
Social networks when you grant permission to the Service to access your data on one or more networks;
Service providers that help us determine a location in order to customize certain products to your location;
Businesses with which we offer co-branded services or engage in joint marketing activities; and/or
Publicly available sources and data suppliers from which we obtain data to validate or supplement the information we hold.
2.4 Data from Service Use, Including Cookies
The Service may automatically collect information about how you and your device interact with the Service, including:
Computer, device and connection information, such as IP address, browser type and version, operating system and other software installed on your device, mobile platform and unique device identifier and other technical identifiers, error reports and performance data;
Usage data, such as the features you used, the settings you selected, your URL click stream data, including date and time stamp and referring and exit pages, search terms you used, and pages you visited or searched for on the Service;
For educational Services, the course modules and test questions you view, answer or complete; and/or
For location-aware Services, the region, city or town where your device is located to provide you with more relevant content for where you are in the world.
We collect this data through our servers and the use of cookies and other technologies. Cookies are small text files that can be read by a web server in the domain that put the cookie on your hard drive. We may use cookies and other technologies to store your preferences and settings, help you with signing in, provide targeted ads and analyze site operations. You can control cookies through your browser’s settings and other tools. However, if you block certain cookies, you may not be able to register, login, or access certain parts or make full use of the Service. For more details, see the cookie policy of the Service.
3. How We Use Your information
Depending on how you interact with us and the Service, we use your personal information to:
Provide, activate and manage your access to and use of the Service;
Process and fulfill a request, order, download, subscription or other transaction;
Provide technical, product and other support and to help keep the Service working, safe and secure;
Enhance and improve the Service and our other products, events, and services and to develop new products, services and benefits;
Offer you customized content and other personalization to make the Service more relevant to your interests and geography;
Respond to your requests, inquiries, comments and concerns;
Notify you about changes, updates and other announcements related to the Service and our other products and services;
Deliver targeted advertisements, promotional messages, notices and other information related to the Service and your interests;
Provide you with promotional messages and other information about products, events and services of ours, our affiliates and third parties such as sponsors;
Invite you to participate in user testing and surveys as well as drawings, sweepstakes, competitions and similar promotions;
Identify usage trends and develop data analysis, including for purposes of research, audit, reporting and other business operations, including determining the effectiveness of our promotional campaigns and evaluating our business performance, or in other ways pursuant to a customer agreement; and/or
Comply with our legal obligations, resolve disputes, and enforce our agreements.
If you are an administrator of an organization with a subscription to the Service, we will use your details to communicate with you about your organization’s subscription and related services. If you supply us contact information of your colleagues, we may contact those individuals with communications about the Service that may include reference to you.
4. Sharing of Your Information
4.1 Your Organization
If you access the Service through a subscription administered by your organization, your personal information and certain usage data gathered through the Service may be accessed by or shared with the administrators authorized by your organization for the purposes of usage analysis, subscription management and compliance, training course progress, performance and remediation, cost attribution and departmental budgeting.
4.2 Application Licensor
If you access a third-party application on the Service through a license agreement with the licensor of that application, personal information relevant that third-party application may be shared with the licensor so that it can provide you access to the application, subject to the terms of its license agreement and privacy policy.
4.3 Our Group Companies and Service Providers
Dependent upon the Services provided, we share information with:
Our affiliates, trading names and divisions within the MCYC group worldwide and certain RELX companies that provide technology, customer service and other shared services functions; and/or
Our service providers, suppliers, agents and representatives, including but not limited to, payment processors, customer support, email service providers, event venues and service providers, IT service providers, marketing service providers, research providers, mailing houses and shipping agents;
to process the information as necessary to provide the Service, complete a transaction or fulfill your request or otherwise on our behalf based on our instructions and in compliance with this privacy policy and any other appropriate confidentiality and security measures.
4.4 Your Choices
We may share your personal information with our affiliates and with sponsors, joint venture entities and other third parties, including entities for which we are acting as an agent, licensee, application host or publisher, that wish to send you information about their products and services that may be of interest to you, as determined by your choices in managing your communications preferences and other settings.
The Service may let you post and share personal information, comments, materials and other content. Any such contributions that you disclose publicly may be collected and used by others. Please be careful when disclosing personal information in these public areas.
4.5 For Legal Reasons
We also will disclose your personal information if we have a good faith belief that such disclosure is necessary to:
meet any applicable law, regulation, legal process or other legal obligation;
detect, investigate and help prevent security, fraud or technical issues; and/or
protect the rights, property or safety of MCYC, our users, employees or others; and
as part of a corporate transaction, such as a transfer of assets to or an acquisition by or merger with another company.
4.6 To our Clients
We license the your data in various ways to our clients (and sometimes to partners and resellers, who license the your data to their customers), when we provide our Services. In particular, we may license your data to the Customer for their own fraud prevention and identity verification purposes. In such circumstances, our Customers may include, but are not limited to, global entities engaged in payment transaction processing, other related payment services, and multinational Fintech and AdTech companies.
5. Grounds for Processing
When we collect or otherwise process any personal information within the scope of applicable data protection laws, we do so:
where necessary to provide the Service, fulfill a transaction or otherwise perform a contract with you or at your request prior to entering into a contract;
where necessary for our compliance with applicable law or other legal obligation;
where necessary for the performance of a task carried out in the public interest;
where necessary to enable our customers to comply with their legal obligations;
where applicable, with your consent; and/or
where necessary to operate our business, protect the security of our systems, customers and users, detect or prevent fraud, or fulfill our other legitimate interests as described in sections 2-4 above, except where our interests are overridden by your privacy rights.
Where we rely on your consent to process personal information, you have the right to withdraw your consent at any time, and where we rely on legitimate interests, you may have the right to object to our processing.
6. Data Retention
We retain your personal information for as long as necessary to provide the Service and fulfill the transactions you have requested, or for other essential purposes such as complying with our legal obligations, maintaining business and financial records, resolving disputes, maintaining security, detecting and preventing fraud and abuse, and enforcing our agreements. If you access the Service through a subscription administered or sponsored by your organization, we retain your organizational contact details after the termination of your organization’s subscription to continue to communicate with you.
7. Locations of Processing
Your personal information may be stored and processed in your region or another country where MCYC, its affiliates and their service providers maintain servers and facilities. We take steps, including through contracts, intended to ensure that the information continues to be protected wherever it is located in a manner consistent with the standards of protection required under applicable law.
8. Data Security
We implement technical and organizational measures to seek to ensure a level of security appropriate to the risk to the personal information we process. These measures are aimed at ensuring the integrity, confidentiality, and availability of personal information.
9. Accessing and Updating Your Information
9.1 Your Account
The Service may allow registered users to directly access and review their account information and make corrections or updates upon login at any time. Keeping such information up to date is the responsibility of the user. Registered users may also close their account directly through the Service or by contacting the Service’s customer support.
9.2 Your Rights
You may have the right under applicable privacy and data protection laws of Mexico to request free of charge.
access to your personal information;
rectification or erasure of your personal information;
restriction of our processing of your personal information, or to object to our processing; and
portability of your personal information.
If you wish to exercise these rights, please submit your request in writing via our privacy center. We will respond to your request consistent with applicable laws. To protect your privacy and security, we may require you to verify your identity.
Please refer to The Federal Law on the Protection of Personal Data held by Private Parties.
10. Changes
We will update this privacy policy from time to time. Any changes will be posted on this page with an updated revision date. If we make any material changes, we will provide notice through the Service or by other means.
11. Contact
If you have any questions, comments, complaints or requests regarding this privacy policy or our processing of your information, please contact us via our email.
Last Updated: March 27, 2024
Trademarks / Copyrights
The contents of this site are protected by copyright, trademark, or other intellectual property laws of the U.S. or, in some instances, foreign laws. Materials found on this site, including courses, video, sound recordings, and images, are a copyright of or proprietary to MCYC, LLC or are used with the owner's consent. Unauthorized use may violate copyright, trademark, and other laws.
You may review, copy or print materials of MCYC, LLC from this site limited solely for your noncommercial, personal use unless otherwise indicated. You must retain any and all proprietary or copyright notices. You may not copy, download, publish, transmit, distribute, modify, publicly perform, reuse, sell, or display any of the contents of this website for any public or commercial purpose except with the prior written consent of MCYC, LLC or the owners of the materials. You may not use the contents on any other website or network computer environment.
Links
Links from this site to a non-MCYC, LLC site may be provided for users' convenience only. MCYC, LLC does not control or review these sites, nor does the provision of any link imply an endorsement or association of such non-MCYC, LLC sites. MCYC, LLC is not responsible for and makes no representation or warranty regarding the contents, completeness, accuracy, or security of any materials on such sites. If you decide to access such non-MCYC, LLC sites, you do so at your own risk.
Disclaimer
The materials and services on this website are provided "as is" and for information purposes only. MCYC, LLC makes no representations or warranties that the materials are suitable for your needs are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes. MCYC, LLC does not warrant that the website will operate error-free or is free from viruses, worms, Trojan horses or other destructive or harmful code. MCYC, LLC disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability or fitness for a particular purpose or non-infringement of other's rights. MCYC, LLC makes no representation or warranty that all products and services are available in all locations.
MCYC, LLC strives to offer up-to-date and accurate information within the courses we offer to our clients. We can not guarantee the accuracy of the information contained within the fraudeducation.com website or whether any information has changed since publishing. Therefore, MCYC, LLC is not and cannot be responsible for the actions you take or the consequences of your actions based upon MCYC, LLC's content contained here within.
MCYC, LLC intends to share pertinent information for the detection, prevention and deterrence of financial crimes. MCYC, LLC strives to offer up-to-date and accurate information within the content we offer to our clients. We can not guarantee the accuracy of the information contained within the website whether any information has changed since the time of publishing. Therefore, MCYC, LLC is not and cannot be responsible for the actions you take or the consequences of your actions based upon MCYC, LLC's content or data contained here within. Please refer to your company's policy and procedures as well as state requirements when it comes to investigating fraud.
Limitation of Liability
In no event shall MCYC, LLC be liable to you for damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, lost profits or damages resulting from lost data or business interruption, or punitive damages of any kind whatsoever that may result from your use of or inability to use this web site or the materials or services provided on this web site or the products or services received from this web site. Exemptions of implied warranties may not be allowed in all jurisdictions.
IP Addresses
MCYC, LLC's goal in collecting personal information online is to provide you with a personalized web experience. By knowing your preferences, we can deliver relevant information that meets your needs and ensures that your visit to our site is quick, easy, and productive. The following information explains our policy regarding any personal information you may supply to us when visiting our site.
Our Web Site contains links to other Websites operated by third parties. MCYC, LLC is not responsible for third-party Web Sites' privacy practices or policies.
MCYC, LLC collects personally-identifying information only (1) when you register for personalized information at our site, (2) to gain entry into one of our password-protected areas. MCYC, LLC will not sell, rent, or share this information with any other organization.